- Complete Data Products
Joel Abramson has been involved in all aspects of the financial services industry for more than twenty years. He is currently the Director of Business Development and Strategy for Complete Data Products (CDP). Complete Data Products Inc. is the leader in paperless document management solutions, electronic receipts, and secure, encrypted digital signature technology. CDP also offers custom professional services such as email encryption, backup and disaster recovery, and custom laser print services.
Prior to joining CDP, Mr. Abramson was a Senior Vice President of a publicly traded bank and then moved on to a role as Chief Operating Officer of an international technology company that provided outsourced security solutions to organizations within the financial services vertical throughout the United States.
- Crowe Horwath LLP
Dave has spent the last 6-years with Crowe Horwath and a Big Four accounting firm in their Southern California Risk, Compliance and Regulatory advisory groups. Dave is responsible for leading credit risk advisory engagements around credit review, credit review process assessments, credit administration process assessments, loan policy, allowance methodology and testing, stress testing and capital planning. In this capacity, Dave has served over 50 financial institutions nationwide. His engagements include: 3rd party out-source, co-source, internal and external audit assist, as well as a response team to a regulatory action. In addition, he spent approximately 12-months working with the FDIC in its Receivership and Resolution program liquidating assets and winding down operations of failed banks.
Prior to that, Dave was EVP-Chief Credit Officer of a Southern California-based community bank. He has over 30-years of bank credit experience ranging from front-line platform loan officer, team leader, division leader, credit administration, problem loan officer, chief lending and chief credit officer. Dave has direct experience in direct and indirect consumer, commercial & industrial, asset-based, structured finance, participations, residential and commercial real estate and construction lending programs. He has been a member of credit, loan, ALCO and executive management committees.
John is a Certified Public Accountant dedicated to working with McGladrey's Financial Institutions industry group. He has over 13 years of public accounting experience working specifically with commercial banks, both privately- and publicly-held, and de novo institutions, mortgage banks, investment companies and broker dealers. John focuses on providing advisory and risk management consulting services to commercial banks. John leads a regional Loan Review practice for the firm which provides loan review services to institutions with loan portfolios ranging in size from $100 million to in excess of $50 billion. He has extensive experience providing external audit, loan review and internal audit services that include credit administration risk management services; SEC, Sarbanes-Oxley, and FDICIA reporting issues; internal controls implementation; and, on-going compliance services.
In addition to his client service responsibilities, John serves as a Facilitator for McGladrey's National Accounting and Advisory Services continuing education programs. He also regularly presents at various industry and professional conferences on current banking and accounting issues.
- Crowe Horwath LLP
Jennifer is a partner in Crowe’s Financial Services Risk practice and is responsible for Crowe’s Enterprise Risk Management methodology for financial services. Jennifer has more than 25 years of experience serving financial services clients, including 18 years with Crowe. As a leader in risk services delivery at Crowe, Jennifer has led multiple projects at multi-billion dollar financial institutions providing internal audit, compliance, loan review and ERM services. She was responsible for the development of Crowe’s internal audit outsourcing approach and tools for financial institutions, and serves as subject matter expert in several areas, including lending and deposit operations, trust, correspondent and retail banking. Serving as a partner on strategic engagements, Jennifer has worked with senior management and Boards to remediate regulatory consent order deficiencies while strengthening Board governance.
Jennifer serves on the North Carolina State Enterprise Risk Management (ERM) Initiative Advisory Board and the Institute of Internal Auditors Financial Services Advisory Board. She is a nationally and internationally recognized speaker on banking issues, internal auditing, and enterprise risk management.
Prior to joining Crowe, SVP and Corporate Auditor for a multi-billion 10-bank holding and trust company leading internal audit, loan review and compliance areas.
- Crowe Horwath LLP
A regulatory compliance leader focused on client service. Serving as a Senior Manager with Crowe Horwath, Giulio works closely with financial institution boards of directors, audit committees, and management teams to assess areas of concern, emerging issues, and complex regulatory situations. Through his career Giulio has had the unique opportunity to serve and consult with over 300 financial institutions across the US. Financial institutions served include: banking institutions, credit unions, farm credit associations, and insurance companies. These organizations have a range starting with de novo to organizations with assets exceeding $100 billion USD.
Prior to joining Crowe, Giulio worked within large regional financial institutions Including: ABN AMRO LaSalle Bank n/k/a Bank of America and Fifth Third Bank providing commercial credit analysis and loan review for a wide range of clients within these banking institutions.
- Compliance Consultant
Susan Costonis is a compliance consultant and trainer. She frequently provides consulting services to financial institutions regarding fair lending and other compliance management issues. Her 36 year career in banking and training began with 20 years at First National Bank, an affiliate of Wells Fargo Bank, in Fort Collins, CO. Susan has been a bank compliance consultant or compliance officer in Louisiana since 1998.
During her career, Susan has successfully managed compliance programs and exams for institutions supervised by the OCC, FDIC, and Federal Reserve. She is a Certified Regulatory Compliance Manager and completed the ABA Graduate Compliance School and the Graduate Banking School of the University of Colorado. Susan regularly presents seminars to financial associations.
- Crowe Horwath LLP
Tim Daum is a Director at Crowe Horwath LLP, one of the largest public accounting and consulting firms in the United States. He has over twenty years of experience working with for-profit, not-for-profit and governmental entities on the establishment and maintenance of retirement and executive compensation programs. Areas of focus include ESOPs and other long-term compensation arrangements, including nonqualified deferred compensation, stock options, restricted stock, restricted stock units, etc. He spends significant time assisting clients with 409A and 457(f) compliance. He is a Certified Compensation Professional (CCP), a Certified Executive Compensation Professional (CECP), a Certified Equity Professional (CEP), a Certified Pension Consultant (CPC), a Certified Employee Benefit Specialist (CEBS), and an Enrolled Agent (EA) authorized to practice before the IRS.
- DiCara Training and Consulting LLC
Vincent DiCara is currently the owner of DiCara Training and Consulting LLC which he established in January of 2013. Formerly, he was the co-owner and founder of Development Finance Training and Consulting, Inc. (DFTC) which he established in 2003. Mr. DiCara has been involved in evaluating the credit needs of businesses for thirty years as a business advocate, lender, credit analyst and trainer. Since 1995, Mr. DiCara has developed and conducted a wide variety of training programs for individuals who work in the financial services industry sector. His training clients include organizations in the credit union, banking, economic development, and community development fields. Mr. DiCara's training programs have become known for their ability to foster an informal and participatory environment in which students are empowered to learn.
Mr. DiCara is a graduate of Bowdoin College in Brunswick, Maine and received a Masters Degree in Public Administration from the University of Maine. A native of Boston, Massachusetts, he has been a resident of the State of Maine for the last thirty-eight years.
- Complete Data Products
Mr. Doshi has over 10 years of experience in business development and strategic planning. Mr. Doshi has worked in several industries including but not limited to healthcare, automotive, industrial, and technology - across the globe to reduce costs, allocate sufficient staffing, restructure contracts, realign strategic initiatives, and business plan development.
Additionally, Mr. Doshi has been involved in planning, budgeting, and creating strategies that align with the needs of both the customer and the Board. Mr. Doshi is responsible for managing the sales and marketing department in accordance with organizational policies and goals. He ensures proper functioning of the sales and marketing processes and makes changes as necessary. He helps increase sales revenue while maintaining profit margins.
- Boardman & Clark LLP
Bob Gregg, a partner at the Boardman & Clark Law Firm in Madison, Wisconsin, has been involved in Employment Relations and Civil Rights work for more than 30 years. He litigates employment cases, however, his main emphasis is helping employers achieve enhanced productivity, creating positive work environments, and resolving employment problems before they generate lawsuits. Bob has conducted over 2,000 seminars throughout the United States and authored numerous articles on practical employment issues. His career has encompassed canoe guide, carpenter, laborer, Army Sergeant, social worker, educator, business owner, beer taster, Equal Employment Opportunity officer, and employment relations attorney. Bob is a member of the Society for Human Resource Management, the National Speakers Association, and is a National Faculty Member of the American Association for Affirmative Action.
Nicholas Hahn is a Certified Public Accountant dedicated to working with McGladrey's Financial Institutions industry group. Nicholas has over seven years of public accounting experience working specifically with commercial and community financial institutions, both privately- and publicly-held. Nicholas specializes in providing assurance and advisory and risk management consulting services, including external financial statement audit and/or review, internal audit, external loan review and interest rate risk and asset/liability management.
In addition to his client service responsibilities, Nicholas serves as a facilitator for McGladrey's national continuing education programs. He also regularly presents at various industry and professional conferences on current banking and accounting issues.
- Bankers Insight Group
Jeffery W. Johnson started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender of SouthTrust Bank and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta.
Most of his career has been spent in Credit Administration, Lending, Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including: Large Corporate, High Net Worth Individual, Middle Market Companies, Small Business, Real Estate and Non-Profit Organizations.
Mr. Johnson is now a training professional in the financial industry by leading various seminars covering important topics relating to issues in financial institutions. He teaches actively for fifteen state banking associations in the United States, Risk Management Association (RMA) and individual financial institutions nationwide. He co-authored a training course entitled "Lending to Service and Other Professional Organizations" for RMA in 2001.
Mr. Johnson earned a B.A. Degree in Accounting from Morehouse College in Atlanta; a MBA in Finance from John Carroll University in University Heights, Ohio; Banking diploma from Prochnow School of Banking at the University of Wisconsin and a Graduate Certificate in Bank Management from the Wharton School of Business at the University of Pennsylvania.
- BroadBridge Inc.
Kris, Broadbridge's founder and President brings 38 years of business experience to the table. He's done 3 startups, held positions such as President, Chief Operating Officer, Chief Financial Officer of companies owned by others, done audit, tax and consulting as a CPA, has been a Project Manager in Computer Consulting, and done Turn-Around work for companies in trouble. He's been an "employee" for half his business career, a consultant for the other half. An operating guy at heart – he's run Manufacturing, Marketing/Advertising/Selling, and personally sweat making Payroll. He brings the preceding experience to the M&A world.
Current Position and Responsibilities
Sophie Kelley is a senior manager in Wipfli LLP’s financial institutions practice and brings extensive leadership experience to Wipfli and her clients. She has over 20 years of leadership experience in banking, wealth management, and small businesses, of which she has also been an owner. Sophie is passionate about creating highly successful teams of engaged employees committed to achieving their mission.
- Boardman & Clark LLP
John concentrates his practice in the area of banking and the business practices of banks and bank holding companies. In particular, he focuses on community bank mergers and acquisitions, regulatory matters affecting banks, including enforcement actions and compliance issues, bank holding company formations, subchapter S conversions, shareholder transactions, and shareholder and director issues. John serves as counsel to several Wisconsin community banks and to Bankers' Bank of Madison, Wisconsin. He is also General Counsel to the Wisconsin Bankers Association and, in that capacity, has been involved in drafting and reviewing legislation of interest to the banking industry.
- Boardman & Clark LLP
Patrick is an associate in Boardman & Clark LLP's Banking Group. His practice is focused on mergers and acquisitions, securities, regulatory compliance, corporate governance and loan forms drafting. Patrick assists banking organizations with holding company and subsidiary formations, bank mergers, stock acquisitions, private placement stock and debt securities offerings, subchapter s conversions, contractual issues, and consumer compliance and regulatory issues.
Patrick graduated magna cum laude from the University of Wisconsin Law School, where he received Order of the Coif and the Stewart Macaulay Award for Excellence and Leadership in Contract Law. He is a member of the American Bar Association (Business Law Section) and the Sate Bar of Wisconsin (Young Lawyers Division). Patrick worked closely with are entrepreneurs in the inaugural year of the University's Law and Entrepreneurship Clinic. Before going to law school, Patrick owned a general contracting firm. In 2012, he was recognized as an "Up and Coming Lawyer" by the Wisconsin Law Journal.
- Treliant Risk Advisors
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who is a Senior Director for Treliant Risk Advisors in Washington, DC. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country. He has written extensively regarding consumer and commercial compliance, tax, audit, and financial institution legal issues, and is a frequent contributor to and currently serves on the Editorial Advisory Board for the ABA Bank Compliance magazine. He has spoken at dozens of banking, compliance, and state bar associations, and has conducted training sessions for financial institutions across the country.
- Crowe Horwath LLP
Mr. Reimink works with financial institutions nationwide to improve performance. With Crowe since 2006, Tim has assisted clients with operational process improvement, commercial credit risk management, stress testing, strategic planning, technology planning, and compensation. He is responsible for Crowe’s Financial Institution Benchmarking database, including a Branch Performance Benchmarking Study and Crowe’s annual Financial Institutions Compensation Survey.
Mr. Reimink has 25 years of financial institution industry experience with large regional banks. His experience is broad based, including responsibility for commercial lending, small business banking, branch networks in large and small communities, and corporate planning. Tim has an MBA from Northwestern University and a BS in Economics and Mathematics from Kalamazoo College.
Terry has 30 years of experience in strategic planning, human resources, executive compensation, and executive coaching with family-owned, privately held, and publicly traded banks; state banking associations; and nonprofits. Terry is a longtime banker, consultant, and educator. For the last 17 years, she has focused extensively on facilitation and strategic planning throughout the United States and works closely with boards of directors and executive management. Prior to founding her consulting company in 1992, Terry was on the Senior Management team of a family-owned $800 million bank where she formed and led the Internal Compliance Committee to work through a Formal Agreement with the Office of the Comptroller of the Currency (OCC), reporting directly to the Board of Directors.
- First Business Financial Services
Chairman at First Business Financial Services
40+ years serving Financial Industry as Banking Executive, Strategic Planning Facilitator,Consultant and Professional Speaker.
Currently serving on Board of Directors of First Business Financial Services, SECURA Insurance Co, SECURA SUPREME Insurance Co, Aldo Leopold Foundation, CTI Paper USA.
Additionally Chair or serve on numerous committees including Executive, Investment, Audit and Development Committees.
Provided leadership in 9 start up opportunities all of which are still in business today.
- Boardman & Clark LLP
Kirsten Spira is the Vice Chair of Boardman & Clark LLP’s full service banking group, serving primarily community banks located in Wisconsin along with their holding companies and their insurance, securities, and investment subsidiaries. Kirsten works closely with Wisconsin banking regulators, FDIC, Federal Reserve, OCC and various state and Federal securities regulators on behalf of her banking clients. She works with banks and their holding companies to acquire other holding companies, banks and branches, and helps establish de novo banks and branches. She also assist banks with regulatory matters and lending, and advises regarding director and shareholder issues.
A central part of Kirsten’s practice over the last 15 years has been assisting banks, holding companies and other corporations issue common stock, preferred stock, debt securities and trust preferred securities to raise hundreds of millions of dollars capital, as well as securities compliance in connection with holding company mergers. She also helps banks negotiate relationships with broker-dealers, investment advisors and insurance agents to make available retail securities products on bank premises, and she works with a state banking trade association to affect changes to the state securities statutes that benefit community banks. Kirsten has a J.D. degree from the University of Wisconsin Law School, where she graduated cum laude. She also received Masters and Bachelors degrees from UW-Madison.
- Weiss Berzowski Brady
Sandy's practice focuses on closely held businesses and all issues related to family-owned enterprises. He is skilled in mergers and acquisitions, business structures, and business agreements of all kinds. A corporate strategist, Mr. Swartzberg's acumen includes serving as general counsel for a national trades association, and as a director of four for-profit businesses and three nonprofit businesses. Mr. Swartzberg has also served on and advised numerous boards of directors as general counsel for the board. In addition to his business expertise, Sandy is an IT pioneer in the legal field. He was one of the first to recognize that IT requires not only knowledge of the law but a knowledge of IT, computers, and how they work together.
Winner of the 2011 Midwest Business Brokers and Intermediaries Collaboration Award for his work on the sale of Armitage & Associates, Mr. Swartzberg is a founder and member of the Business Growth Advisors. To that end, Sandy co-authored volume 9 of the Wisconsin Business Advisor Series: General Business Issues - Obtaining Financing. Additionally, he is a member of the CEO Roundtable and the Council of Small Business Executives.
In his spare time, Sandy digs into politics and art, as well as issues covering technology, science, and health. He is the President of the Parkland Kiwanis and has been awarded the Kiwanis “Man of the Year” award three times. Sandy also authors a blog, an entertaining and informative blend of storytelling and business tips, entitled Conversations With Sam - he invites you to read it.
- Zorbini Consulting Group, LLC,
John Zorbini has spent his career helping organizations understand the strategic link between effectively managed human capital and successful business results.
As President of Zorbini Consulting Group, LLC, John helps his clients succeed by providing focused support on such areas as CEO & Executive Coaching, Succession & Strategic Planning, Leadership Development, and Human Resources Planning, all of which has been gleaned from his 30 years of having served as a senior executive in multi-billion dollar organizations.
Additionally, John is an Assistant Professor in the Business Administration Department at Mount Mary University (Milwaukee) where he instructs accelerated adult courses in the University’s MBA Program. John also serves as an internal consultant to the University’s administration and faculty.
For 30 years, John held various leadership roles for three of Wisconsin’s largest health care systems, spending 25 of those years in the Chief Human Resources Officer position. John has also delivered hundreds of workshops and presentations and continues to be a much-in-demand speaker.
John received his bachelor’s degree from West Liberty University and his master’s degree from Marquette University. He completed his Fellowship for Healthcare Executives at the Healthcare Advisory Board in Washington, D.C. He has served as a board leader or member for numerous governmental agencies, civic groups and not-for-profit organizations including Wisconsin Governor Scott Walker’s Council for College & Workforce Readiness and the Wisconsin Hospital Association’s Workforce Development Council. He currently serves as Chairman of the Washington County Ethics Board and as an advisor to numerous professional, educational, and community organizations. John is a member of the American College of Healthcare Executives.
John has always been an active member of his communities and school systems. He has been the recipient of his community’s Chamber of Commerce’s Citizen of the Year Award and several school district’s Friend of Education Awards. He and his wife reside in Erin, Wisconsin.